"At any given time, newspapers in dozens of cities around the U.S. reporting on insurance fraud," says Tom Reitze, President of David Morse & Associates (www.davidmorse.com target = "_blank">), providers of third party administrator, tailor services field, specialized services for claims and fraud investigations. "Most consumers do not realize that 25 percent of their insurance premiums last instance, are used to pay fraudulent claims. "
In fact, in San Jose, California, 25 people in an auto fraud ring were recently indicted for allegedly staging and reporting two dozen fake car accidents during a period of five years, defrauding insurance companies of an estimated $ 400,000. David Morse & Associates and other companies provided critical information leading to arrests and indictments. In Bridgeport, Connecticut A woman was recently convicted of burning down your house to collect his insurance policy owner. And, in Sutton, Massachusetts, a man pleaded guilty to workers' compensation fraud for collecting $ 70,000 in disability benefits while secretly working in a physically demanding job.
According to Reitze, David Morse and Associates is committed to combating insurance fraud, which ultimately helps consumers, keeping insurance premiums verification. "The premise is combined risk insurance, but when the bad guys bilk insurance companies, honest people suffer through premiums higher, "he says." That's why our fraud investigation unit prides itself in catching fraudsters in the act. "
Reitze easily recalls any number of claims where David Morse & Associates fraud investigators and adjustors employed dogged field work, quick thinking, and experience to keep their customers from being defrauded and help honest consumers in the process.
In one case, a Morse, David & Associates was assigned investigator a person alleging total disability who went to live in a rural farming community. The investigator was inventive in locating the residence of the man, but when he was not home, the researcher had to turn to townspeople for help. The researcher said that "disability" claimant was building a house in a nearby town. Reitze points out with pride: "Though the investigators are obliged to videotape the man, found himself in the middle of fields, without to hide from your vehicle. Using his imagination, he staged a breakdown of the vehicle on the side of the road and managed to capture video of man bouncing by rough terrain on a tractor and hay bales abuse. Thanks to the inventiveness of the investigator, the video was enough to end the disability claim of farmers. "
In another situation, a David Morse and Associates truck adjustor found himself in disagreement with the California Highway Patrol. After A tractor-trailer collided with a truck and overturned on a freeway in Los Angeles, the CHP made a determination that the platform had been speeding. Although the adjuster knew that the truck had an engine governor that prevented it from speeding, the CHP did not move, exposing the company trucks brought a million dollars of liability. The relentless adjustor duplicated the conditions with a replica truck and cargo, and had a walk along CHP of experts, which convinced the CHP that the truck was not speeding. Following the suspicion that the truck was actually in support the highway when he was hit, the adjustor consulted with David Morse & Associates' reconstruction engineer. His theory was confirmed when the lab discovered telltale signs of lying filament taillights of the van, which indicates that the van had been reversed and security lights were at the time of impact. Because the adjuster diligence, billion claim was arbitrated for a relatively small amount.
Notes Reitze, "The adjusters in David Morse & Associates know that doing the right thing also means come and help people who are legitimately injured. When they do, often helps both the injured person and David Morse and insurance client of Associates.
As an example, a truck driver was making a turn and saw a pedestrian in the crosswalk. The truck stopped, but the man was beaten back and hit his head on the pavement. The David Morse & Associates adjuster arrived on the scene quickly, only to find passersby surrounding the man trying to get him a lawyer. Although the man refused services ambulance, the adjuster can see he was agitated and concerned. The adjuster came quickly to a solution and drove the pedestrian to the emergency room itself. Furthermore, the adjuster arranged to customer safety director to pay the medical bill of $ 2,000. The pedestrian received a certificate of good health and was satisfied with the outcome and the care you received.
The corporate culture of David Morse & Associates can be summarized in the maxim of "doing well by doing good. "With 42 branches in 16 states, the company appreciates the quick and personalized service they offer to their customers." In the process, we do our part to help fight insurance fraud, which benefits both insurers and consumers, "concludes Reitze.
Geico Auto Insurance Claim Runaround
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